Retire Early The Easy Way

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The road to retire early is at your fingertips. If you've ever wanted to know the secret to early retirement, here it is. Do more than dream.
Follow these steps and make it happen...

We all heard the saying, “If You Want Something You’ve Never Had, then You’ve got to do Something You’ve Never Done.” Manage your spending habits by following these Early Retirement Steps below. Even though they seem simplistic, it will move you towards your goal to retire early.


The Road to Retiring Early

Make a list of needed groceries before heading to the store. You already do that, right? But how many other things do you add to your cart? Probably a whole bunch more. Stick to your list. The best way to do that is to eat a snack before heading to the store.

Bag your lunch when heading off to work. It will take a bit of pre-planning but well worth the savings. Make a habit of eating at home five days a week. Eating out is fun but it takes a substantial bite out of your earnings.

Buy generic whenever possible instead of paying for name brands. Another technique is to buy a used car instead of a new one. We all know how a new car loses value as soon as it is driven off the lot. A car that is a few years old is much more affordable. In the end, your main goal should be to accumulate capital. By following the above-mentioned steps as a starting point, you will be well on your way towards retiring early.

The trick is to have a plan and to stick with it. Seems easy enough. But can you actually do it on an on-going basis? If you stick to the above steps, you can retire early. Some of these strategies may take a little practice.

Keep in mind that the one thing people who retire early have I common is a plan…a plan that they follow no matter what.


Steps to an Early Retirement

Early Retirement Plan
Choosing when to retire can be your choice. But you must be serious about having a plan. Having a goal is the first step.

Decide on a retirement target date. It should be within five years. And then devise an early retirement plan you can stick to with a little practice.


Tips for Retiring Early
Leaving the rat race behind and traveling full time is a goal worth pursuing. Supporting yourself while you explore new destinations depends on some preparation. Live frugally, reduce expenses and invest. This is the best method for retiring early within one to five years.


When to Retire
How and when to retire should be your choice. But you have to make that decision. To decide when to retire start by creating target retirement funds. This will reveal how much money you will need for retiring early and comfortably.


Cheapest Places to Retire
Frugal retirement means knowing how to live a comfortable life on less. Find the cheapest places to retire by searching in smaller towns. The closer to a large metropolis, the higher the cost.


How to Choose the Best Retirement Location
Choosing a retirement location should be simple and straightforward. First ask yourself how close (or how far) do you want to be from your family? If you decide to retire overseas, proximity to an airport may be something to consider. Make sure you know the basics when retiring overseas or over the county line.


How to Travel Cheap Overseas
If you dream of experiencing other shores when you retire, take advantage of cheap travel abroad for simple strategies to save money such as staying at hostels or bed and breakfast inns. Seasoned travelers know these techniques well.


Retire Early by Living Overseas

The cheapest places to retire on a budget are located overseas. The majority of your expenses including health care, utilities and food are much cheaper abroad.

Retiring overseas means your money goes so much further. You will be amazed at the endless opportunities available. These include most of the amenities you are accustomed to for a lot less.

See below for some of the cheapest places to retire...anywhere.


Living in Ecuador

You can retire in Ecuador for less than $1000 a month. That means living comfortably and with household help.


Living in Antigua, Guatemala

By choosing to retire in Antigua you will benefit from Spring-like weather year round for less than $1500 a month. It is one of the best preserved colonial cities on earth.


Living in Panama

The cost of Retirement in Panama depends on where you choose to live. Panama City will run you about $2000 a month in expenses. In the beautiful colonial town of Las Tables, you can retire and live well for under $1200 a month.


Living in Chile

Living and retiring in Chile means enjoying the best beaches and ski resorts in the world...all at a fraction of the cost.


Overseas Retirement Tips
Be prepared before you go, whether your plan is to retire on a cruise ship or retire overseas. Little things like stocking up on medications and emailing important documents to yourself could mean the difference between retirement paradise and a retirement nightmare.


Accumulating Capital

This is the golden nugget to retiring early. Once you've put your early retirement plan into action, put the extra money in your wallet to good use. Invest. Zero in on the best places to invest and retire by putting some easy guidelines to work.

Take advantage of pre-tax dollars in your employer’s 401k. If you are self employed, invest in an IRA.


Retirement Planning Tips
Apply simple retirement planning tips to cut spending and increase the money that goes into your pocket. You can take control of your retirement. Learn easy-to-follow techniques and put that extra money to better use...even if your 401k or IRA has dwindled to a pittance.


Best Ways to Save for Retirement
Learn how to save for retirement by diversifying. Open a savings account and certificates of deposit. Find out what interest your neighborhood banks are paying.


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The ability to retire early is at your fingertips. Incorporate these simple strategies to create the retirement you deserve.

Speed up the process with a plan you can follow to retire early. It will get you to where you want a lot sooner.



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"A year from now, you'll wish you had started today."
~B.C. Forbes

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