The BEST Places to Retire

According to most baby boomers, the best places to retire are near farmers markets, good hospitals and plenty of open spaces for walking, biking, and jogging. And that points to...COLLEGE TOWNS.

Since a good number of university towns are students, fitness programs will be plentiful. As well as great medical facilities within teaching hospitals. These provide state of the art technology.

Of course, If you want to hang around in shorts and tee shirts, there are great retirement spots in Florida, Georgia, Southern California, Arizona, and Texas. If cooler weather ceases to be a problem then your options widen drastically.

Best Places to Retire Should Include:

  1. Affordable Health Care
    Reasonable taxes comes in second. Followed by low crime rate and a higher life expectancy.
  2. An Accessible Workplace
    Most retiring boomers will continue working to some degree.
  3. Ease of getting around without a car.
  4. Facility to work part-time or start a new business.

Varadero Casetas

Over 78 million baby boomers will retire during the next 15 years.

With a life expectancy exceeding 85, the way you look at retirement is going to change drastically.

And increase your choices.

If you're on a tight budget...
There are many affordable places to retire that are safe and and beautiful. It all depends on your desires and where you want to live.

Retirement planning tips...
Search for retirement destinations with a moderate population of retirees. Look for a retirement population between 25% and 45%. You will want to be around like-minded individuals.

Make a List in Order of Importance

  • What is indispensable to you?
  • What are your top three determining factors?
  • Are you an urban yuppie boomer
  • Or do you prefer the sounds of silence and open fields?

You may have a long list of determining factors...

Choose three.
These will be your main search criteria for finding the best places to retire. The rest go on your wish list.

Paying Taxes
Every state varies when it comes to property taxes, sales taxes, and local income taxes. Find out what the exemptions are. Write to corresponding chambers of commerce for information on taxes, housing, and weather. Find out which states are tax friendly before making a decision.

Retiring Overseas or Across the State Line
When choosing a retirement location make a list and narrow it down to your top ten retirement spots. Create detailed budgets for each. But don't spend years analyzing and second-guessing yourself.

Retirement Planning Tips
Sometimes the best places to retire may be right where you are. Find out how you can still take control of your retirement. Even without an IRA or 401K. Use these easy-to-follow retirement planning tips to retire secure.

Investing During Retirement
Look for a stable government and a re-sale market when searching for the best places to invest. Just remember not to wait too long. Time has a way from getting away from us.

Best Affordable Places to Retire Overseas

The average social security check for most retirees is less than $2500 a month. You can retire on a lot less than $1500 a month overseas. And that includes maid service. Overseas, your choices for cheap places to retire increase dramatically. See below for affordable retirement destinations.

Retire in Belize
Retire in Belize and enjoy a tropical quality of life like no other. From year-round balmy weather to a stunning barrier reef. You can even import your car and everything else...TAX FREE!

Retire in Chile
Overseas retirement in Chile is synonymous with the best beaches and ski resorts in the world. All at a fraction of the cost.

Retire in Costa Rica
This Central-American country boasts fantastic year-round weather, low cost living, and affordable health care.

Retire in the Dominican Republic
Snuggled amid flourishing valleys and meandering rivers, this sultry spot boasts an established expatriate community. And this means plenty of available goods and services from back home.

Retire in Ecuador
Depending on where you choose to retire, you can find cheap living and adventure by just thinking out of the box. In places like Ecuador you can retire for under $900 a month.

Retire in Antigua, Guatemala
Antigua is the place for retirement paradise on a budget. It is a charming colonial city, bursting with flowers and cobblestone streets.

Retire in Panama
From the crashing waves of the Pacific to the gentle laps of the Caribbean, Panama boasts the best of both worlds. And of course, health care for about half of what you normally pay.

Tips for Retiring Overseas

  • Take extra passport pictures along for border crossings. Other essential overseas retirement preparations include getting the recommended vaccinations. Most diseases can be avoided with a simple vaccine.
  • Use these simple strategies for cheap travel abroad like staying at hostels instead of hotels. And opt for public transportation instead of taking a taxi whenever possible.
  • Your health costs are generally much cheaper overseas. It is best to apply for an international insurance policy when living or retiring abroad. This will cover your health care overseas when traveling and for true emergencies.
  • Even if you establish residency overseas you still continue to be a citizen of your own country. Even if you are no longer a resident there.
  • Retiring overseas means savoring new experiences. Extend your boundaries and have the time of your life. Discover the wonders of a new shore. Depending on your budget and where you choose to live, retiring overseas can be much more affordable than you can imagine.

Fishing in Retirement

If you want to hang around in shorts and tee shirts, there are great retirement spots in Florida, Georgia, Southern California, Arizona, and Texas.

The best places to retire overseas are numerous...from Antigua to Belize is just the beginning.

What do you want to be doing during your golden years?

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"A year from now, you'll wish you had started today."
~B.C. Forbes

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